How do you calculate net worth?

Net worth = Total Assets − Total Liabilities. Add up everything you own (cash, investments, real estate, vehicles) and subtract everything you owe (mortgage balance, loans, credit card balances).

Net Worth Calculator

Calculate your net worth by totaling assets and subtracting liabilities.

This tool runs in your browser. None of your data is saved or sold.

Cash & savings ($)

Investments & retirement ($)

Real estate value ($)

Vehicles ($)

Mortgage balance ($)

Other debt ($)

About This Calculator

Net worth is the single most important number in personal finance — the total of everything you own minus everything you owe. Tracking it regularly (quarterly or annually) reveals whether you're genuinely building wealth over time.

Estimates only — not financial, tax, legal, or investment advice. Verify important results with a qualified professional before making decisions.

total assets = sum of all asset inputs; total liabilities = sum of all debt inputs; net worth = total assets − total liabilities