What is a good ROI for rental property?

A typical benchmark is 8–12% annual ROI for rental properties, though this varies by market. Cap rate, cash-on-cash return, and total return (including appreciation) all matter.

Rental Property ROI Calculator

Estimate total ROI, cash-on-cash return, and equity gains for a rental property investment.

This tool runs in your browser. None of your data is saved or sold.

Purchase price ($)

Down payment ($)

Monthly rent ($)

Monthly expenses (mortgage, taxes, insurance, etc.) ($)

Annual appreciation (%)

Hold period (years)

About This Calculator

This calculator measures total return on a rental investment including both cash flow and property appreciation over your hold period. It shows cash-on-cash return (cash flow relative to equity invested) and total ROI (all returns including equity gain from appreciation).

Estimates only — not financial, tax, legal, or investment advice. Verify important results with a qualified professional before making decisions.

cash-on-cash = annual cash flow ÷ down payment × 100; total ROI = (cash flow × years + appreciation gain) ÷ down payment × 100; estimated equity at sale = sale price − purchase price