How does a savings account grow?

Savings grow through regular contributions plus compounding interest. Even small monthly deposits can accumulate significantly over many years thanks to compound growth.

Savings Calculator

Estimate how savings can grow with deposits and interest.

This tool runs in your browser. None of your data is saved or sold.

Starting amount ($)

Annual return (%)

Years (years)

Compounds per year (years)

Contribution each period

Inflation rate (%)

About This Calculator

This calculator projects how your savings grow over time with regular contributions and compound interest. It's designed for straightforward savings scenarios — emergency funds, house down payments, or general wealth building — where you want to see how consistent deposits and interest stack up.

Estimates only — not financial, tax, legal, or investment advice. Verify important results with a qualified professional before making decisions.

FV = PV(1+r/n)^(nt) + C×((1+r/n)^(nt)−1)/(r/n); real FV = FV ÷ (1+inflation)^years